Turn your dreams to reality
RFSC offers financial loans such as Multi-Purpose Loans, SME Business Loans, and Salary Partnership Loans
Turn your dreams to realityApply for a business loan from ₱10k up to ₱5Million
RFSC provides financial access to every
Filipino through flexible business and
personal loans.
Improve your business cash flow with a Working Capital Loan
Cover your financial obligations with a working Capital Loan so you can operate your business smoothly.


Broaden the horizon of your business with Business Expansion Loan
Scale up your business with the help of Business Expansion Loan to efficiently attain the business you’ve always dreamed of.
Make your franchising dreams to reality. Fund your franchising business and be ready to get your franchise up and running.


Expand your business with Truck and Heavy Equipment Loan
Buy the truck and heavy equipment you need for your business expansion.
Renovate your home with a Home Improvement Loan
Thinking of upgrading? Renovate your dream home for your growing family.


Take your education further with an Education Loan
Give yourself or your child the best education possible. We are here to finance your dreams!
Get funds for your unexpected expenses with an Emergency Loan
Pay for your unforseen expenses immediately without any hassle. Whether it’s for car breakdown or medical bills, you can cover your expenses with Emergency Loan.


Boost your career with Professional Loan
Expand your pratice without worrying about finances. Enjoy getting hassle-free funds specifically tailored to meet your needs!
Pay your immediate financial obligations like utilities or emergency needs like hospital bills.

How Much you Need
How Much you Need
Apply for a business loan from ₱10k up to ₱5Million
RFSC provides financial access to every
Filipino through flexible business and
personal loans.
Motorcycle, Tricycle and E-Bike Financing Loan Requirements
- 21-64 years old
- minimum net monthly income of P12,000
- at least 1-year work tenure
Personal Vehicle, Car and Van Loan Requirements
- operational and profitable for at least 1 year
- essential industries
- minimum monthly income of P15,000
Public Utility Vehicle Loan Requirements
- 2 government-issued IDs (primary ID) and company ID
- latest 2 months payslips
- screenshot of SSS/Philhealth/GSIS contribution/COE
- the latest proof of billing selfie while holding a valid ID
Truck and Heavy Equipment Loan Requirements
- At least two (2) government-issued IDs
- Proof of residency – billing statements/official receipts/lease contract (for those renting)
- DTI Registration Certificate
- Business Permit or Mayor’s permit
- Other Permits/Certification issued by government agencies as required depending on the type of industry (such as permits issued by DENR, DOH, DAR, RoD, LTO, LRA, etc.)
- Picture of business
- Proof of income (latest audited financial statements/latest 3 months sales records or invoices/ latest 3 months bank statements
- Note: proof of income requirement may vary depending on the loan amount requested/ business size/industry/source of repayment
- List of suppliers (with landline/mobile no. and transaction details)
- Franchise Certificate (for franchise financing loan)
- Purchase order/proof of intent to purchase machinery/ equipment (if loan purpose is as indicated)/ Dealer’s quotation/offer to sell for financing loans (for Machinery Loan)
- Selfie while holding a valid ID
Farm Equipment Loan Requirements
- At least two (2) government-issued IDs
- (for the authorized signatory)
- Proof of business site –billing statements/official receipts/lease contract (for those renting)
- SEC Registration Certificate
- Articles of Incorporation/ Partnership and By-laws
- Notarized GIS
- Notarized Partnership/ Board Resolution and Secretary’s Certificate (denote appointment of the authorized signatory to transact for the loan, to sign loan documents, and authorization to conduct credit investigation)
- SPECIAL POWER OF ATTORNEY (issued by corporations/partnerships for representatives acting on behalf of the company)
- Business Permit
- Other Permits/Certification issued by government agencies as required depending on the type of industry (such as permits issued by DENR, DOH, DAR, RoD, LTO, LRA, etc.)
- Picture of business site/business operations
- Proof of income (latest audited financial statements/latest 3 months sales records or invoices/ latest 3 months bank statements Note: proof of income requirement may vary depending on the loan amount requested/ business size/industry/source of repayment
- List of suppliers (with landline/contact details and transaction details)
- Continuing Suretyship Agreement (for corporations)
- Selfie while holding a valid ID (authorized signatory)
- Franchise Certificate (for franchise financing loan)
Medical and Special Equipment Loan Requirements
- At least two (2) government-issued IDs
- Proof of residency – billing statements/official receipts/lease contract (for those renting)
- DTI Registration Certificate
- Business Permit or Mayor’s permit
- Other Permits/Certification issued by government agencies as required depending on the type of industry (such as permits issued by DENR, DOH, DAR, RoD, LTO, LRA, etc.)
- Picture of business
- Proof of income (latest audited financial statements/latest 3 months sales records or invoices/ latest 3 months bank statements
- Note: proof of income requirement may vary depending on the loan amount requested/ business size/industry/source of repayment
- List of suppliers (with landline/mobile no. and transaction details)
- Franchise Certificate (for franchise financing loan)
- Purchase order/proof of intent to purchase machinery/ equipment (if loan purpose is as indicated)/ Dealer’s quotation/offer to sell for financing loans (for Machinery Loan)
- Selfie while holding a valid ID

Let's Connect
Talk to UsPrivacy Policy | Terms and Condition